Retirement Plan Consultations with TIAA or Fidelity
Do you have questions about your retirement plan? Postdoctoral research associates can schedule a virtual or on-campus individual consultation with a representative from TIAA or Fidelity as part of the University's Financial Tuesdays. These consultations are designed to help you put your retirement savings plan on track and better understand your investment options. Click here to make an appointment.
Deferred Vesting Retirement Plan for Brown Employees
Postdoctoral research associates are considered Brown employees and may be eligible for the University's Deferred Vesting Retirement Plan. Please click here to learn more and confirm your eligibility. The Benefits Office within University Human Resources is available to help with questions about retirement plans for Brown employees. You can email them at benefits_office@brown.edu.
Webinars from University Human Resources
University Human Resources (UHR) has partnered with TIAA, Fidelity, RISLA, CollegeBound, Social Security Administration, and others to offer a variety of live webinars from now until December 2024. Click here to learn more and register for any of the following events. Contact worklife@brown.edu with any questions.
International Tax Preparation Workshop from Global Brown
Each year, as the tax season approaches, Global Brown invites all international scholars, including postdocs, to the Virtual International Tax Preparation Workshop featuring international tax specialist Mark Devine & Associates, CPA. Global Brown has shared a recording of the workshop from February 2024 here for international scholars who could not attend.
Tax Withholding and Estimated Taxes for Postdoctoral Fellows
PDF-NRSA
A Postdoctoral Fellow-NRSA (PDF-NRSA) is an individual who has received National Research Service Award (NRSA) funding from the National Institutes of Health (NIH). This category includes both those receiving individual F32 fellowships and those receiving support from T32 institutional training grants. Per the terms of the award, PDF-NRSAs are not considered employees of the NIH or the University.
When an individual is a PDF-NRSA and a U.S. citizen, the University does not withhold tax from their non-employee fellowship payments. Although the University does not withhold taxes from their check, their fellowship payment is taxable for federal and state income taxes. As a PDF-NRSA, you may be expected to pay estimated taxes on a regular basis during your fellowship. It is recommended that you consult your personal tax advisor to figure out whether or not you need to take any action. Additionally, your fellowship award payments are not subject to Social Security (FICA) and Medicare taxes.
PDF-Direct Pay
A Postdoctoral Fellow-Direct Pay (PDF-Direct Pay) is an individual appointed solely at Brown but paid by an external grant or fellowship that is not directed through the University payroll system. A PDF-Direct Pay is not considered an employee of the University.
You might find this tax guide from the National Postdoctoral Association (NPA) helpful. It is recommended that you consult your personal tax advisor to figure out whether or not you need to pay estimated taxes on a regular basis during your fellowship.